ATLAS RISK
DECISIONS, INC.
WHO'S THINKING ABOUT YOUR ASSETS AND EARNING POWER?
Home Page /Background / Analyze Exposures / Evaluate/ Recommend / Manage
Risk Management / Continuously Counsel / How We Work / Relationships / Selective Services
ATLAS RISKDECISIONS, INC.WHO'S THINKING ABOUT YOUR ASSETS AND EARNING POWER?
Home Page /Background / Analyze Exposures / Evaluate/ Recommend / Manage Risk Management / Continuously Counsel / How We Work / Relationships / Selective Services
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Principal R. Scott Ecker CPCU, CIPA, CWCP, ARM, ARe, APA, AIAF Atlas Risk
Decisions, Inc.
Curriculum Vitae
R.
Scott Ecker Industry
Experience 1999- Current. Atlas Risk Decisions, Inc.,
President The firm provides continuing risk and insurance management services to mid-sized commercial and public entities. Options on qualification, transfer and financing of identified risks are analyzed, and management is assisted with final decisions. Designs, develops and conducts seminars and in-service training sessions for client management staff on issues such as workers compensation control. 1988- 1999 R.L. Beeckman and Company, Inc., Risk management consultant with duties similar to those above. 1984-1988 Zurich Insurance, Product
Development
chairing workers compensation business policy committee, developing
rating, coverage and regulatory compliance strategies among all
business units. Member of
general liability working policy committee.
U.S. premium audit manager, finalizing premiums on majority of casualty business written by major carrier.
Liaison with insureds, other 1982-1984 CNA Insurance, Premium
audit management, Midwestern U.S. Liaison
among insureds, CNA business units, and
state and national rating bureaus to resolve premium and coverage
issues. 1976-1982 CSI, Premium
audits, claims investigations and loss control.
Branch Manager of service bureau working on
behalf of insurance carriers. Professional
Education and Certifications 1982
Chartered Property Casualty Underwriter
CPCU 1983
Associate in Premium Auditing
APA 1984
Certified Insurance Premium Auditor
CIPA 1987
Associate in Insurance Accounting and Finance
AIAF 1988
Licensed Insurance Counselor, State of 1988
Licensed Insurance Counselor, State of 1991
Associate in Risk Management
ARM 1991
Associate in Reinsurance
ARe 2002
Certified Workers Compensation Professional
CWCP 1984 -
Current. One of first
fifteen CPCUs recognized in country in the Continuing Professional Development
Program (CPD). Current
certification through 2003. Atlas Risk
Decisions, Inc.
Curriculum Vitae
R.
Scott Ecker Educator
Background 1983-1988 Faculty, Insurance p
Principles of Insurance
INS 21 p
Insurance Company Operations
CPCU 5 p
Principles of Premium Auditing
APA 91 p
Premium Audit Practices
APA 92 1989-present Faculty, Michigan Association of
Insurance Agents p
Current Issues
CPCU 10 (through CPCU Society) p
Principles of Risk Management
ARM 54 p
Principles of Risk Control
ARM 55 p
Principles of Risk Financing
ARM 56 -
Principles of Premium Auditing -
The Risk Manager’s Role in Management -
Principles of Experience Rating -
Directors and Officers Liability Insurance and Exposures -
Workers Compensation Funding Alternatives -
Workers Compensation: Alternative Risk Financing -
Long Term Effects of Premium Audits -
Mergers and Acquisitions; Due
Diligence in Insurance Issues p=
Course developed by Insurance Institute of America or American -=
Course developed by Mr. Ecker, State approved for continuing education
credits. Professional
Associations National Society of Insurance Premium Auditors Society of Chartered Property Casualty Underwriters Mr. Ecker serves on the Editorial Board of The
Journal of Workers Compensation. He
has contributed at length to the third edition revisions in Principles of
Risk Financing, Vs. I and II (IIA, ARM 56). He also serves on the
Editorial Board of The John Liner Review, a quarterly review of advanced risk
management strategies.
Atlas Risk
Decisions, Inc.
Curriculum Vitae
R. Scott Ecker Paper
and Publications 1990- 1994 Contributing
Author to Alternatives, a Risk Management newsletter for clients of R.L.
Beeckman and Company, Inc. Articles include: Your
Insurance History
Spring
1990 Transformers
and PCBs
Spring
1990 Insurance
Pricing: What to Expect
Fall
1991 How Much
Risk Should You Insure?
Fall
1991 Experience
Rating Changes
Fall
1991 Losses Can
Be Predicted
Spring
1992 Directors
and Officers Insurance
Summer
1992 Embezzlement
Losses
Fall
1992 Directors
and Officers Insurance
Fall
1992 Minor
Problems
Summer
1993 Cost
Allocation
Fall
1994 1992
Hidden Costs of Workers Compensation Losses The
uninsured costs of workers compensation losses, and their impact on business
operations.
Speech presented to the Northern Michigan Society of Charted Property
Casualty Underwriters winter
meeting, 1993, and Saginaw Area Chamber of Commerce fall meeting, 1992. 1993
One Change Means Two: New Classification-New Experience Mod Changing a
rate classification means changing an experience modifier. The Journal of Workers Compensation Spring,
1993 (reprinted in the
Premium Audit
Ledger, Fall 1993) 1993
A Proposal for Insurers: Continuous Policies A risk
manager’s perspective on the difference between an expiring policy, and one
that renews without
automatic expiration.
The John Liner Review Summer
1993 1993
Contractors and Misleading Mods: Understanding the Big Picture Caution the
thirty reasons why modifiers mislead risk managers.
Being barred from bidding on
work because of a modifier can put a company out of business. The Journal of Workers Compensation Fall,
1993 1994
How You Can Profit from the Premium Audit The
importance of premium audits as a long-lasting impact of future operational
costs. The Journal of Workers Compensation Winter,
1994
Atlas Risk
Decisions
Curriculum Vitae
R.
Scott Ecker Paper
and Publications - Recent (continued) 1994
A Definitive Approach to Controlling Insurance Coverage and Cost Approaching
a policy through its definitions The John Liner Review Winter,
1994 1994
Making the Most of your Insurer’s Loss Control Services The
significance of mutual agreement as to what gets written and filed as a
recommendation The John Liner Review Summer,
1994 1994
Cui Bono? The
independent agent’s role in fighting insurance fraud 1995
Shopping for a W.C. Carrier The
importance of mutual trust and face-to-face meetings between insured and
insurer. The Journal of Workers Compensation
Winter, 1995. Reprinted in the Premium
Audit
Ledger Winter 1995 1995
With Apologies to Murphy A humorous
look at premium auditing. Premium Audit Ledger Fall
1994 1995
Controlling Insurers’ Databases: Whose Interests Are at Stake? An argument
against the state governments’ proposed takeover of insurance industry
databases, and
against interference with the current system The John Liner Review Winter,
1995 1995
Self-Insured Pools: Look Before Leaping The hazard
of pools distinguished from those of an insurer; a checklist for safety. The John Liner Review Spring,
1995 1995
Report. Investigate. Follow Up. Importance
of Incident/Accident investigation and documentation in workers comp claims. 1995
Who Really Pays for Comp? What
employees need to know about the costs of workers comp. Journal of Workers Compensation Fall,
1995 1996
How Insurers, State Boards Can Help With Your Comp Problems Navigating
among the departments at insurance companies and bureaus Workers Compensation Outlook November,
1995 1998
Protecting the Boss:
“Go On, You Tell Her” Employers
Liability coverage for officers: On the GL or WC policy? Journal
of Workers Compensation Spring 1998 Atlas Risk
Decisions
Curriculum Vitae
R.
Scott Ecker Paper
and Publications - Recent (continued) 1998
What Risk Managers
Should Do Now Why a risk
manager should be prepared for a hard insurance market John
Liner Review Summer 1998 1999
Mergers and
Acquisitions: Who’s Coming To the Party? Due
diligence before, during and after any merger, acquisition sale or downsizing. John
Liner Review Spring 1999 2000
Retros 101:
Understanding the Ramifications A
manager’s guide to retrospective rating plans John Liner Review Spring 2000
2001
Retrospective Rating
Plans – The Cost Plus Option (Co-authored) Workers
Compensation Outlook August 2000 2001
Mergers, Acquisitions and Downsizing: The Risk Manager’s Role in
Due Diligence
A checklist
for risk managers before, during and after corporate “changes” Journal
of Workers Compensation (Spring 2001) 2002
What Risk Managers
Should Do Now Why a risk
manager should be prepared for a hard insurance market Updated and
reprinted John Liner Review Fall 2001 2003 Outlook for 2003Editorial
board article on risk managers’ outlooks on issues on the horizon for the
coming year (Upcoming) John
Liner Review Winter 2003 2003 Payoffs in SafetyContributions
in article on successful safety programs and workers compensation cost
allocations (Upcoming) Workers
Compensation Outlook January 2003
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Copyright 2002 Atlas Risk Decisions, Inc..
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